The underwriting department is rather foregiving for several medical conditions allowing approvals here that other carriers would deny or charge more for.Ībout the only drawback we can think of is the lack of Preferred health classes for the non-med "Your Term" product. Decisions come back within 15 minutes.įoresters includes living benefits for critical illnesses and still manages to be one of the cheaper term life products that don't require a physical. One great thing is the underwriting process, it's fast, all digital, and they don't need to review your doctor's records. Best means there are no concerns this company will be around to pay out claims. In 2017, Foresters really stepped up their game in the non-med space and is currently one of our most popular choices for life insurance without an exam.
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